Learn more about Fraud and Cybersecurity here.

 

View our Online Privacy Policy

 

PRIVACY POLICY

FACTS

WHAT DOES MIDSOUTH BANK DO WITH YOUR PERSONAL INFORMATION?


WHY

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

 

WHAT

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

 

  • Social Security number and Income
  • Account balances and Payment History
  • Credit history and Credit scores

 

When you are no longer our customer, we continue to share your information as described in this notice.

 

HOW

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons MidSouth Bank, N.A., chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information:


For our everyday business purposes -such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. 

 

  • Does MidSouth Bank share? Yes
  • Can you limit this sharing? No

 

For our marketing purposes - to offer our products and services to you

 

  • Does MidSouth Bank share? Yes
  • Can you limit this sharing? No

 

For joint marketing with other financial companies

 

  • Does MidSouth Bank share? Yes
  • Can you limit this sharing? No

 

For our affiliates' everyday business purposes - information about your transactions and experiences

 

  • Does MidSouth Bank share? Yes
  • Can you limit this sharing? No

 

For our affiliates' everyday business purposes - information about your credit worthiness

 

  • Does MidSouth Bank share? No
  • Can you limit this sharing? We don’t share

 

For our affiliates to market to you

 

  • Does MidSouth Bank share? No
  • Can you limit this sharing? We don’t share

 

For nonaffiliates to market to you

 

  • Does MidSouth Bank share? No
  • Can you limit this sharing? We don’t share

 

 

QUESTIONS:


Call (800)213-BANK (2265) or go to www.midsouthbank.com

 

WHO WE ARE:


Who is providing this notice?

MidSouth Bank, N. A.


WHAT WE DO:


How does MidSouth Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

 

How does MidSouth Bank collect my personal information?

We collect your personal information, for example, when you

 

  • Open an account or Deposit money
  • Pay your bills or Apply for a loan
  • Use your Credit or Debit card

 

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

 

Why can't I limit all sharing?

Federal law gives you the right to limit only

 

  • sharing for affiliates' everyday business purposes - information about your credit worthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

 

State laws and individual companies may give you additional rights to limit sharing.

 

DEFINITIONS:


Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

 

  • Our affiliates include financial companies such as MidSouth Bancorp, Inc. 

 

Non-affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

 

  • MidSouth Bank, N.A., does not share with nonaffiliates so they can market to you.

 

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

 

  • Our joint marketing partners include Gengold, Affinity Product Providers and Insurers.

 

 

OTHER IMPORTANT INFORMATION

We may report information about your account or credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report.

 

MidSouth Bank Privacy Policy To Print

The purpose of this policy is to protect your personal information when you conduct business in our banking centers.

 

Children's Online Privacy Notice

We follow the federal rules, restrictions, and guidelines of the Children’s Online Privacy Protection Act, under which parents can control what information is gathered online about their children. We do not knowingly collect, maintain, or use personally identifiable information about persons under the age of 13.