All the capital you want.
All the services you need.
All in one place.
Here, you’ll find all the personal, friendly, one-to-one service you’d expect from a small bank, with the knowledge and lending capacity of a big bank. From a line of credit to basic loans, leases and specialized financing options like Insurance Premium Financing, we’ve got it all!
Accounts Receivable Financing
Lines of Credit
One of the most flexible financing options available, a line of credit is ideal for short-term cash flow needs, and keeping receivables processing in-house.
- Normalize cash flow cycles
- Enjoy competitive rates
- Optimize repayment with our Current Account Management System (“CAMS”)
If you generate invoices, use A/R Access to improve cash flow and enjoy:
- Instant, affordable funding on invoices
- Reports issued regularly
- Reduced time spent processing receivables
And MidSouth Bank will even manage this on your behalf!
Commercial Loans and Leases
Our loan and lease options are developed so you can enjoy flexible terms at competitive rates. We can you maintain necessary capital for business acquisitions, and take advantage of leasing equipment in a way that conserves capital and minimizes taxes.
Insurance Premium Financing
You can have insurance and affordable monthly payments.
- Lower premium payments with little upfront in most cases
- Retain liquidity for other business purposes
- Maintain mandated or necessary coverage at an affordable price
Cash flow your case. It’s a cost-effective, convenient way to conserve capital.
- 0 payments until your case settles*
- Control client funding
- Manage multiple cases
Visa® Commercial Credit Card
Use cash more efficiently, and provide and manage cards for your employees. Take advantage of our competitive rates and enjoy Visa® business ScoreCard® rewards. Track and redeem rewards online!
Small Business Administration (SBA) Guaranteed Loans
Call 800-213-BANK(2265) or come by one of our convenient locations today!
*All loans subject to credit approval. The bank makes loans without regard to race, color, religion, national origin, sex, handicap, or familial status. Please contact a MidSouth Bank Representative for more information.
**Payments start after case settles or after 24-month period, whichever comes first. Interest will continue to accrue.