Business and Commercial Insurance

Affordable insurance payments

MidSouth Bank’s insurance experts have decades of experience helping business owners purchase insurance through a special loan program that offers payment alternatives for commercial insurance premium prices.

MidSouth Bank partners with business owners in a number of industries of every size to provide Insurance Premium Financing for most types of commercial insurance such as property, liability, umbrella, fire, and auto policies.


Benefits of insurance

  • Do you have cash flow concerns?
  • Are you required to maintain commercial insurance?
  • Looking for affordable monthly payments?
  • Too many liquid assets and too little working capital?


How MidSouth Bank can help

  • Provides lower premium payments with little upfront costs in most cases
  • Assists in maintaining an optimal cash flow
  • Allows for greater flexibility and the ability to retain capital during the term of the loan
  • Maintains mandated or necessary coverage at an affordable price
  • Avoids having to liquidate assets or miss opportunities due to capital concerns


Why choose MidSouth Bank

    • Policy payment options

  • Annual policies – maximum of 10 installments
  • Semi-annual policies – maximum of 5 installments
  • Affordable down payments
  • 25% down payment (new)
  • 20% down payment (renewal)
  • 50% down payment (commercial semi-annual)
  • Does not tie up valuable assets – the insurance policy is our collateral
  • Flexible payment methods including in-person, mail, ACH from checking, credit or debit card, and check by phone
  • Reduced rates for MidSouth Bank customers
  • Personal service


To learn more about how your business can benefit from insurance premium financing Click Here or call 800-489-2129 today.
*The bank makes loans without regard to race, color, religion, national origin, sex, handicap, or familial status. Please contact a MidSouth Bank Representative for more information.