Business Loans



Accounts Receivable Financing


Lines of Credit

One of the most flexible financing options available, a line of credit is ideal for short-term cash flow needs, and keeping receivables processing in-house.


A/R Access

If you generate invoices, use A/R Access to improve cash flow and enjoy:

  • Instant, affordable funding on invoices
  • Reports issued regularly
  • Reduced time spent processing receivables


And MidSouth Bank will even manage this on your behalf! Learn more about A/R Access.


Commercial Loans and Leases

Our loan and lease options are developed so you can:

  • Enjoy flexible terms at competitive rates
  • Maintain necessary capital for business acquisitions

Lease equipment in a way that conserves capital and minimizes taxes. Learn more about our leasing options.


Lines of Credit

  • Normalize cash flow cycles
  • Enjoy competitive rates
  • Optimize repayment with our Current Account Management System (“CAMS”)


Insurance Premium Financing

You can have insurance and affordable monthly payments.

  • Lower premium payments with little upfront in most cases
  • Retain liquidity for other business purposes
  • Maintain mandated or necessary coverage at an affordable price

Learn more!


Visa® Commercial Credit Card

  • Use cash more efficiently
  • Provide and manage cards for your employees
  • Enjoy competitive rate and annual fee


We also offer Visa® business ScoreCard® rewards. Track and redeem rewards online!


Small Business Administration (SBA)

                                 Guaranteed Loans

  • More flexible terms and credit access
  • Use for working capital, accounts receivable, inventory, or commercial real estate


Litigation Financing

Cash flow your case. It’s a cost-effective, convenient way to conserve capital.

  • 0 payments until your case settles*
  • Control client funding
  • Manage multiple cases

Learn more!



Here, you’ll find all the personal, friendly, one-to-one service you’d expect from a small bank, with the knowledge and lending capacity of a big bank.

All in one place.



All loans subject to credit approval. *?Payments start after case settles or after 24-month period, whichever comes first. Interest will continue to accrue.