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Designed for businesses that are a sole proprietor, non-profit organization or government entity who want to earn interest.

Minimum Opening Deposit: $100*

Monthly Fee: $8

How  To Avoid A Monthly Fee:

  • Keep a balance of at least $1,000*

Transaction and Service Charges

  • Checks written = $0.20 each
  • Deposits =$0.10*

Earns Interest: Yes (minimum balnace to earn interest is $1,000*)

Efficient Banking Tools:

  • MSBOnline Banking, Bill Pay and eStatements
  • Free Debit Card
  • Earn Interest when you maintain a specific balance
  • Over 55,000 surcharge-free ATMs

*$100 opening balance required. Maintain a minimum balance of $1,000 or an $8 monthly service charge will be assessed. Checks written = $0.20 each; Deposits = $0.10 each does not include ACH and debit card transactions. Cash/Coin handling fee of $1.75 per $1,000 over $10,000 in a statement cycle.  No more than 6 transfers or withdrawals per statement cycle to another account or to third parties if made by preauthorized automatic transfer, online transaction, electronic transmission, or telephone order. Exceeding the transaction limit will result in a $10 account charge.